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Ken Morris Profile and Articles

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1). A Diy Guide On Woodworking Jigs
Woodworking jigs are a necessary part of any woodworking shop. They are great for repetitive tasks in many wood working projects. They make complex projects easier to manage and faster. You can purchase pre made jigs or make your own. Although they are inexpensive, making your own from scrap wood is even cheaper. Depending on the type of projects you like to do, you will need a variety of different jigs.

2). How A Hepa Air Cleaner Works
The term HEPA has become synonymous with clean air. We hear about vacuum cleaners with HEPA filters that keep the dust particles from your carpets from floating back into your air. You may be aware of your office building have a HEPA filtration system because youíve seen the maintenance crew come through and periodically change the filters. But do you really know what a HEPA filter is and does.

3). Benefits Of Lamination Services
Lamination services are available in many office supply stores or print shops. Laminating is an art and if you donít know how to do it, you can easily ruin your project. The price you will pay is relatively small, considering the damage that can be done by improper lamination. A professional will know which type of lamination is right for your particular project.

When people plan and invest for retirement, the decision of when to begin taking Social Security benefits eventually comes up. Social Security is an important source of retirement income for many individuals and, therefore, the decision of when to take t

5). The Hurrier I Go the Behinder I Get
When are Social Security checks potentially loans and not benefits? Why, when you have "excess earnings" of course. In today's economy, many senior citizens still work during their "retirement" either because they want to or, all too often, because they

6). A Guide To Sunless Suntan Lotion
The danger of exposure to the ultraviolet lights of the sun and tanning beds has been well established. The only safe tan is a fake tan. Using a sunless suntan lotion is the best way to get the color you want without the risks to your health. Skin cancer and premature aging of the skin are the most common health dangers resulting from exposure to UV rays.

7). The 46.3% Marginal Bracket
Despite the new tax rate reductions of the Jobs and Growth Tax Relief Reconciliation Act of 2003, the top marginal tax bracket for many retirees is a whopping 46.3%. Why? Because Social Security benefits are subject to income tax. Those affected are So

8). Enjoy A Great Choice Of Epilators For Hair Removal
There are many different types of epilators around today, all of which can provide effective treatment and solutions for the removal of unwanted hair growth. The level of hair growth can vary widely from one person to another, and the type of epilation product you opt for will often depend on the level of growth as well as your budget. Through the use of these epilators, hair removal can be fast, easy, and effective, enabling you to enjoy the beauty of smooth and silky skin in next to no time.

9). Great Idea...Lousy Name
Obviously, nobody asked the marketing guys before coming up with this one. Who in the world thought up the name "non-qualified deferred compensation?" Oh, it's descriptive alright. But who wants anything "non-qualified?" Do you want a "non-qualified"

10). Mysteries Unraveled
One of the great mysteries of personal finance is: How are social security retirement benefits calculated? The computation itself is something of a mystery. It's so complex that I'm not sure who could have dreamed it up. I am sure that most in Congres

11). Retirement Tax Havens
Financial planning is really life planning. Choosing a home, particularly a retirement home, involves many factors. With state and local taxes on the rise, retirees should look closely at tax matters when formulating their retirement financial plan.

12). A Guide To Salzburg Austria
Salzburg, Austria is perhaps best known as the birthplace of Mozart. The city is home to numerous music and drama festivals throughout the year. The movie The Sound of Music was filmed in this city and is a popular tourist attraction. The alpine setting of this city gives it a unique charm. There are many sites to see and lots to do here.


There are many hotels in the city to fit every taste and budget.



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